Unmanageable debt can create stress and severely impact personal and professional life, but when wage garnishment enters the equation, things become all the more serious.
If a creditors' rights firm or collection agency obtains a court judgment, a bank or wage garnishment can be set up where creditors can seize all funds. In addition, a wage garnishment can be the lesser of either 10 percent of your gross income or 25 percent of your net income, causing a serious threat to livelihood.
By utilizing the automatic stay, however, an experienced bankruptcy attorney can stop a lien or garnishment by filing for Chapter 7 or Chapter 13 bankruptcy.
Nassau County Creditor Garnishment
If you or a loved one is experiencing an issue with garnished wages by creditors, it's important to take immediate action. I understand the very serious issues that garnishment can present, and I'm here to help.
I can take my two decades of experience to ensure you are able to keep your wages and save funds in your bank account. I can file a day before payroll and immediately after filing contact the garnishing firm in question. The plan is to then immediately request a release of writ of garnishment and forward the release on to your company's human resources department. In practice, I can immediately stop garnishment and sometimes even get your money back from creditors.
I may also be able to work in cases of IRS wage garnishment.
To discuss how to stop wage garnishment with bankruptcy in a free initial consultation with New York bankruptcy lawyer Scott R. Schneider, call 516-433-1555 or e-mail him here.
I am a federally designated debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.
